On Tue, 10 Sep 2019 11:10:48 +0100, krw <***@whitnet.uk> scrawled in the
Post by krw Post by Rosalind Mitchell
My bank has decreed that if I want to log in to my account on my desktop
I must have my mobile handy so I can get the security code and type it
on my desktop.
Now, I'm pretty damned sure that my desktop is a great deal more secure
than my mobile, so I don't believe this is about security. I think this
is about the bank wanting me to use my phone to do my business. I don't
like using my phone to do banking or any other online business but there
is a widespread trend of nudging towards phone apps.
Anybody know what's going on?
The EU requires two levels of authorisation to stop these fraudsters.
UK banking pushed it back 18 months recently - but it is all to stop
those pesky fraudsters
I have no problem with it. I don't use my mildly clever phone as a 'smart'
phone, all data is switched off. I don't use any 'banking apps' (I do any
online transactions in the Avast browser). A one-time-password (as they
call it) received by sms on my mobile should be more secure than just
allowing the transaction I'm trying to make without it. Anyone finding it
later could make no use of it.
Some years ago I tried to transfer some money to d#2 while in a room with
her and a couple of noisy grandchildren. Unusually for me, I did have my
phone in my pocket and answered it but could not hear clearly enough who
was calling and why. I later realised it was the bank who had noticed I'd
accessed my account from an unusual IP address and wanted to ensure it was
me who was making the transaction. I suppose they may have figured this out
from whatever they heard going on in the background on that phone call, at
any rate the 2nd attempt at the transfer went through. OTP by SMS seems a
much better option and possibly better than anything online based if people
are doing their banking over public wifi.
Annoyed by The Archers since 1959